School insurance is voluntary and it is up to the parents (or other legal guardians) to decide whether and to what extent the child will be protected. However, when choosing a policy, it is not worth making apparent savings based solely on price. School insurance is not expensive – it usually costs several tens of zlotys per year. They usually operate 24 hours a day, both during and outside school hours, including during holidays.
In Poland, there is a wide range of insurance policies for schoolchildren and young people, both group and individual. The most popular are group policies offered by schools. These are usually relatively low insurance premiums and modest coverage, but are sold at an affordable price. Similar policies are also available for preschool children and university students.
