Is the startup market in Poland running out of steam? Is access to capital the biggest challenge for companies taking their first steps into the market today? – This is one of the main challenges – admits Kamil Niewiatowski from Raiffeisen Digital Bank. – Startups face two problems. Firstly, it is financing for building the product and service, and secondly, it is the right fit for the customer’s needs – emphasizes Niewiatowski.